The best part is, miles earned never expire even if your account is closed. There’s $0 annual fee, and you can redeem your points for travel and other options. Bonus Offer: Earn 30,000 Bonus points after you spend $1,000 on purchases in your first 3 months from your account opening with your Marriott Bonvoy Bold™ credit card. We also like the fact this card allows 0% APR on purchases and balance transfers for 12 months, followed by a variable APR of 14.49% to 24.99%. We looked for travel rewards credit cards with reasonable earning rates as well as bonus offers. All ratings are determined solely by our editorial team. 0% Introductory APR for 12 billing cycles for purchases. A full year of no interest is a great way for you to pay off new purchases over time, without incurring interest charges. Everything To Know About Cashier’s Checks, Best Investment Apps For Managing Portfolios, The 5 Best Round-Up Apps For Saving Money. This card doesn’t come with any frequent flyer benefits other than 25% off in-flight purchases. Best no fee credit card: Brim Mastercard: Up to $200 after your first purchases at participating retailers : Best no annual fee travel credit card: MBNA Rewards Platinum Plus® Mastercard® Up to 10,000 points, plus 4 points per $1 spent in the first 3 months : Best no fee flexible rewards credit card: Tangerine Money-Back Credit Card She would like to visit every country and try as many different local culinary specialties as possible. These are provided as guidelines only and approval is not guaranteed. While there are no annual travel credits, this card does offer cell phone protection up to $600 for damage or theft when you pay your monthly phone bill with your card. Comes with chip technology for enhanced security and protection at chip-enabled terminals. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. Also note that, since you can redeem your rewards for statement credits at a rate of one cent per point, you always have the option to cover travel purchases charged to your card in this manner, too. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points … This card starts you off with 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, but you’ll also earn a flat 1.5 points for each dollar you spend. A newcomer to the credit card landscape, the U.S. Bank Altitude® Go Visa Signature® Card comes out swinging with 4X points at restaurants, a nice bump up from your average dining credit card. Why it’s the best credit card for travel credits: The Chase Sapphire Reserve comes with an annual $300 travel credit. Earn 3X points on eating out and ordering in; Earn 3X points on gas stations, Earn 7X Hilton Honors Bonus Points on eligible purchases made directly with a hotel or. Rates & Fees, full review of the the Delta SkyMiles® Blue American Express Card, Amex Everyday® Card from American Express, Bank of America® Travel Rewards Credit Card, 33 Credit Cards That Offer Global Entry Or TSA PreCheck For Free, How To Redeem Ultimate Rewards Points For Groceries, The 4 Best Apps To Track Credit Card Rewards, Option to transfer points to other Wells Fargo cards, 3x points reward rate on several spending categories, Low 1x points reward rate on non-bonus categories, No bonus points reward rate for groceries, Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value, $0 annual fee and no foreign currency conversion fee, Earn 3X points on eating out and ordering in, Earn 3X points on flights, hotels, homestays and car rentals, Earn 3X points on gas stations, rideshares and transit, Earn 3X points on popular streaming services, Earn a $200 Bonus after you spend $500 on purchases in your first 3 months, Unlimited 1.5% minimum earn rate for cashback rewards, High cash advance fee of $10 or 5%, whichever is greater, Balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. The cards in this round-up check every box, and based on our calculations, you could earn upwards of $1,500 in cash back over five years. It also opens up the possibility of 1:1 transfers to Chase’s airline and hotel partners including United and Hyatt. This makes it a good option if you want to pay for a big purchase with plastic then pay down your balance over time without having to worry about interest for a while. And both the Marriott Bonvoy Boundless Card and the IHG Rewards Club Premier Credit Card come with annual free nights – … The good news is there are several no fee credit cards that deliver great value through cash back, travel rewards, low interest rates, or no foreign transaction fees, despite the fact they’re free to carry. Citi Flex Plan offers are made available at Citi’s discretion. This card also comes with a generous bonus offer worth $250 right off the bat, and you’ll get 0% Intro APR on purchases for 12 months, followed by a variable APR of 14.99% to 22.99%. Website, Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases, Best for Ultimate Rewards With a Premium Chase Card, Wells Fargo Propel American Express® Card, Delta SkyMiles® Blue American Express Card, Capital One VentureOne Rewards Credit Card, Bank of America® Travel Rewards credit card for Students, American Airlines AAdvantage MileUp℠ Card, Bank of America® Travel Rewards credit card, Forbes adheres to strict editorial integrity standards. There’s no annual fee for the JetBlue Card and no foreign transaction fees either. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio. This bonus offer is higher than other credit cards without an annual fee, and the regular earning rate is much better than you get with many cash back credit cards that only offer 1%. You won’t get a ton of VIP perks with this status, but it’s better than nothing. Interestingly, this card does give you the option to transfer your miles to more than 10 hotel and airline loyalty programs if you want to, but Capital One’s transfer rates are not as favorable compared to other types of flexible rewards like American Express Membership Rewards or Chase Ultimate Rewards. That's the equivalent to $200 in cash. Website, Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening, On American Express's There are no blackout dates on flights booked through Go Far® Rewards, and there are no foreign transaction fees. Benefits and Drawbacks: The Amex Everyday® Card doesn’t offer an extremely high rewards rate, but you do earn double points on up to $6,000 in spending at U.S. supermarkets each year. You’ll also earn rewards for travel for each dollar spend, as well as a generous welcome bonus. No Foreign Transaction Fees. Learn more: CNBC Select's Capital One VentureOne Rewards Credit Card review, 1.5X points per $1 spent on all purchases, 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $250 statement credit toward travel purchases, 0% APR for the first 12 billing cycles on purchases, 3% of each transaction with a $10 minimum. AUB Classic Mastercard is one of the top credit cards without annual fee in the Philippines. With 10,000 bonus miles miles, you may not even have enough to pay for a one-way domestic flight. Information about the Bank of America® Travel Rewards for Students has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. While you’re at it, you could also enjoy a more comfortable stay with perks like complimentary room upgrades and late check-outs. You’ll earn rewards for each dollar you spend, and you could even receive a rewards bonus if you keep enough money on deposit with Bank of America. However, there’s more to picking a travel credit card than just finding an option without a fee. As a cardholder, you’ll also avoid foreign transaction fees on purchases you make abroad and qualify for benefits like travel accident insurance and extended warranties. Cardholder benefits you’ll receive include automatic Silver Status, but you can move up to Gold status if you spend at least $20,000 on your credit card within a calendar year. This gives you the option to redeem your points for gift cards, merchandise, travel through AmexTravel.com or even transfers to Amex airline and hotel partners. The Chase Freedom Unlimited earns a straight 1.5% cashback on all spending with no annual limit.. It’s also easily among the best no annual fee travel rewards credit cards.And it gets better if you hold a Chase Sapphire Preferred Card or Chase Sapphire Reserve Card… To maximize rewards earnings, spend on AA purchases and groceries to score 2x miles. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. But for higher spenders, Discover offers a welcome bonus that's hard to beat: It will do a mile-for-mile match of all miles earned the first year (for new card members in their first year only). Here’s why: If you’re not sure if you’ll redeem your rewards for travel or other benefits, then the Wells Fargo Propel American Express® card could be the best no-annual-fee option for you. It's important to note the value of a point or mile varies from card to card and based on how you redeem them. Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. Earn unlimited 1.5% cash back on all other purchases. Metal credit cards first hit the market in 1999, when the invitation-only Centurion Card from American Express (a.k.a. Credit cards with annual fees need to justify them by offering a more rewarding package compared to no-annual-fee cards. Bonus Offer: Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. We recommend you pay off your balance on time and in full each month. If you are looking for a card with no annual fee and category bonuses, consider the Chase Freedom Flex℠. As a cardholder, you’ll get cell phone protection, lost luggage reimbursement, car rental loss and damage insurance, roadside assistance and more. (After the introductory period there's a 14.49% to 24.99% variable APR.) Who's this for? After all, consumers can apply for rewards credit cards and earn points and miles on all their spending, then they can redeem those rewards for airfare, hotel stays, rental cars and more. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards you can expect to need a score of 740 or higher to qualify. 0% p.a. Information about the Wells Fargo Propel American Express® Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Good, Excellent (700 - 749), Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months, 14.99% - 22.99% Variable APR on purchases and balance transfers, 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, 10,000 AAdvantage® bonus miles and a $50 statement credit, 15.99% - 24.99% (Variable) APR on purchases and balance transfers, Excellent (750 - 850), Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening, 15.99% - 22.99% Variable APR on purchases and balance transfers, Earn 30,000 Bonus points after you spend $1,000 on purchases in your first 3 months from your account opening with your Marriott Bonvoy Bold™ credit card, 12.99% - 23.99% Variable APR on purchases, Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership, Earn unlimited 1.5X points for every $1 you spend on all purchases, On Bank of America - Consumer's Secure “No annual fee cards are best for most consumers because — from the get-go — you aren’t having to lay out any money to use these cards,” Clark says. Unfortunately, the welcome bonus on this card is not worth a lot. Benefits and Drawbacks: The main benefit of the Delta SkyMiles® Blue American Express Card is the fact you can earn Delta SkyMiles without paying an annual fee. After the intro APR ends, 16.49% – 24.49% Variable APR will apply, If you’re a Preferred Rewards member, you can earn 25% – 75% more points on every purchase. Benefits and Drawbacks: The Hilton Honors American Express Card offers robust earning categories that let you earn bonus points in many categories where Americans spend the most. (Read how to make the most of your airline miles.). © 2021 Forbes Media LLC. Bonus Offer: Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. for 20 months on balance transfers with no balance transfer fee. For example, the Hilton Honors Surpass Card from American Express gives you Hilton Gold status in exchange for your $95 annual fee. While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your travel habits. You’ll get a free credit score each month and 0% Intro APR on purchases for 12 months (followed by a variable APR of 14.99% to 22.99%), but that’s about it. This will allow your points to be worth 1.25 to 1.5 cents each when redeeming through the Chase travel portal or when using the Pay Yourself Back feature, depending on which premium card you have. After the intro APR ends, 14.99% – 22.99% Variable APR will apply. The $300 travel credit this card offers, access to 1,000+ airport lounges worldwide after an easy, one-time enrollement in Priority Pass™ Select, up to a $100 application fee credit for Global Entry or TSA Pre ™, and one year complimentary Lyft Pink access (a $199 minimum value) more than offset the annual fee with ease. One of several Marriott credit cards, the Marriott Bonvoy Bold card is the only one without an annual fee. The Chase Freedom Unlimited Card. Bonus Offer: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. Enjoy international travel without additional fees on purchases made abroad. Our list gives you a good place to start. All rewards total estimations are net the annual fee. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). The Forbes Advisor editorial team is independent and objective. Benefits and Drawbacks: The Chase Freedom Unlimited® may be marketed as a cash back credit card, but you can redeem your rewards for travel through the Chase Ultimate Rewards portal, which partners with Expedia.com. Earn 1 CUA Platinum Rewards Point per $1 spent. Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. 5X miles on hotel and rental cars booked through Capital One Travel℠, 1.25X miles per dollar on every purchase, 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening, 3% for promotional APR offers; none for balances transferred at regular APR. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Key features and benefits: There's also an impressive welcome bonus for a no-annual-fee card: Earn 20,000 points after you spend $1,000 within the first three months. You’ll also get secondary auto rental coverage, access to a Global Assist hotline and no foreign transaction fees. The 3% foreign transaction fee and a lack of perks will turn off frequent international travelers. This method also avoids giving an unfair advantage to cards with large welcome bonuses. The Bank of America® Travel Rewards Credit Card is one of the best travel credit cards because you get 1.5x points on all purchases, you get to earn a solid signup bonus, and you won't pay foreign transaction fees abroad. Holly Johnson is a credit card and travel expert with a focus on rewards and loyalty programs and family travel in Europe and the Caribbean. This card makes sense for a narrow range of people: Casual AA fliers seeking a no-annual-fee card with moderate rewards and with no need to carry a balance. Note: We didn't calculate the estimated rewards rate for college student credit cards because the focus should be on building good financial habits not optimizing points. Capital One VentureOne Rewards Credit Card: Best card for beginners The Capital One VentureOne card is a great way to ease yourself into travel rewards. The real benefit, however, is the fact you earn rewards in the American Express Membership Rewards program. Earn unlimited 1.5 points per $1 spent on all purchases, and your points never expire. And since it has no foreign transaction fees, it’s also a great card to use when traveling. For a $99 annual fee, the premium version— The JetBlue Plus Card —gives you a richer sign-up bonus (30,000 points for spending $1,000 in the first 90 days) and gives you 6 points per dollar spent on JetBlue flights. A couple of cards that consistently offer solid welcome bonuses are the Chase Freedom Unlimited® and the Amex EveryDay® Credit Card*. When Will I Get It? The best hotel credit cards with no annual fee could save you money with free nights and other discounts at a variety of hotels. Information about the Uber Credit Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Secure Website, On Chase's Secure Of course, travel cards like the Chase Sapphire Preferred® Card do have an annual fee, but they provide higher rewards, like its 60,000 point bonus. Who's this for? Not all travel rewards credit cards come with hefty annual fees. Compare no annual fee credit cards that offer $0 annual fee for life or in the first year, 0% balance transfers, frequent flyer points and more. Rewards: Earn 2 Membership Rewards points per dollar on up to $6,000 spent at U.S. Supermarkets each year (then 1 points per dollar) and 1 point per dollar on all other purchases; also earn 20% in bonus rewards each time you use your card for at least 20 purchases within a billing period. Finally, you’ll qualify for 0% Intro APR on purchases for 12 months, followed by a variable APR of 15.49% to 25.49%. You don't have to pay an annual fee to get a solid travel rewards credit card. Rewards: Earn 2 Delta SkyMiles per dollar spent on Delta purchases and dining and 1 SkyMile on all other purchases. This card has one of the most competitive welcome bonuses available: $100 Uber Cash after spending $500 on purchases in the first 90 days. The Amex Everyday® Card from American Express doesn’t charge an annual fee, yet you’ll earn American Express Membership Rewards points that can be transferred to airlines and hotels. Bonus Offer: Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Fresh pour-over and breakfast sandwich at Tofitian Cafe, Tofino. But, there’s good news: There are some great travel rewards cards available that allow you to earn rewards at a competitive rate, and without the annual costs of a premium card. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, See That said, most credit cards offer fraud protection and many offer some sort of reward or intro APR. Rewards: Earn 1.25 miles for each dollar you spend. 1000 to get a 5% cashback. Plus, some of the cards may offer travel insurance, which provides added value. (Extreme optimizers might be able to achieve more value.). Unlike some other cards on this list, you won't earn more for travel or dining related purchases. A good overall spending card that allows you to hold a balance on new purchases at 0% Intro APR, pay no annual fee, and still earn at least 1.5% cashback on all purchases. Finally, you should know all the perks this card offers, which are more than generous for a credit card with no annual fee. There are also no foreign transaction fees, so you can use this card abroad without the typical 3% fee other cards may charge. You can read more about their methodology here. If you’re looking for a cash back credit card but you want the option to redeem points for travel, the Chase Freedom Unlimited® may be exactly what you need. Esri's data team created a sample annual budget of approximately $22,126 in retail spending. These fees can be well worth it when you consider all you receive, but not everyone wants to pay a fee regardless of the value of the benefits they receive. the Black Card) was introduced.. Invitees were required to pay a $7,500 initiation fee and a $2,500 annual fee to add the ultra-premium card to their wallets. For rates and fees of the Discover it® Miles, click here. Rewards: Earn 3 points per dollar spent on dining, gas stations, rideshares, transit, flights, hotels, homestays, car rentals and popular streaming services plus 1 point per dollar spent on other purchases. When it comes to redeeming your rewards, you can cash them in for any travel purchase charged to your card at a rate of one cent per point. Rewards: Earn 2 miles per dollar spent at grocery stores and on American Airlines purchases and 1 mile per dollar on all other purchases. Also keep in mind that this card offers an introductory 0% Intro APR on Purchases for 15 months, followed by a variable APR of 14.99% to 23.74%. The standard variable APR for Citi Flex Plan is 15.99% – 24.99%, based on your creditworthiness. The Wells Fargo Propel American Express® Card makes it easy to earn 3 points per dollar spent in many categories, and also offers a generous welcome bonus. Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. The rewards program is geared toward travel, and cardholders earn 1.5X points per dollar spent on all purchases. Cardholders can take advantage of lost luggage reimbursement, car rental loss and damage insurance, roadside assistance and 24/7 travel and emergency assistance. Best for hotels: Capital One VentureOne Rewards Credit Card Why we like it. The best travel credit cards with no annual fee. Cardholders earn 5% back in Uber Cash on all Uber purchases including Uber rides, Uber Eats orders and JUMP bike and scooter rides. Standard Chartered Manhattan Credit Card Review. 2X points are offered for groceries, gas, and streaming services.. You’ll also get a perk rarely seen on cards without yearly fees: an annual credit, in this case $15 that’ll … Cardholders can also redeem their miles for cash in the form of a check or account credit, gift cards and more, though rates for these other redemption options vary. Earn 2X Miles per dollar spent on Delta purchases. Each card will have its own suite of benefits and they will vary depending on the vendor. It's a smart entry-level card for travelers who want to earn points in the Marriott Bonvoy rewards program and enjoy Silver Elite status. Earn 2 SkyMiles at restaurants and on Delta purchases, as well as 1 mile per dollar on other eligible purchases, Use Pay with Miles for flight discounts starting at $50 off for 5,000 miles, Welcome bonus is not enough for even a one-way flight in many cases. Students studying abroad will pay no foreign transaction fees (and no annual fee) while earning flat-rate rewards points with flexible travel redemption options. Best Personal Loans For Debt Consolidation. The 3 points per dollar categories on this card are generous, and they include dining and gas in particular, so you can earn bonus points even when you’re not traveling. Traditionally, these types of rewards have been reserved for the top cards with an annual fee. After that, the APR is 15.49% to 25.49% variable.The Capital One® VentureOne® Rewards Credit Card offers new users a strong welcome bonus: 20,000 bonus miles after they spend $1,000 on purchases within the first three months. Bonus Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. As a Silver Elite, the main hotel benefits you’ll receive include priority late checkout and 10% bonus points on paid stays. You also don’t have to pay foreign transaction fees when you use this credit card to make purchases outside of the U.S. We then estimated how much the average consumer would redeem over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. You might not get all the fancy perks that come with some of the more luxe travel cards, but there are some really good options that will help you earn rewards to pay for your next adventure. The Discover it® Miles card comes with a generous rewards program that makes it a standout among travel cards. You’ll receive three Go Far® Rewards points for every $1 spent on travel and dining, at gas stations, on rideshares and transit, and on select streaming services. The Wells Fargo Propel American Express® Card is a well-rounded card that offers unlimited 3X points per dollar spent on dining out, ordering in, travel, and a number of streaming services, including Apple Music, Hulu, Netflix, Pandora, Sirius XM Radio Inc. and Spotify Premium. 14.49% - 24.99% Variable APR on purchases and balance transfers, Good/Excellent (700 - 749), 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. The problem is, most of the premier travel credit cards on the market come with valuable perks that require consumers to pay an annual fee. These cards tend to come with fewer perks and lower rewards rates, but they can still make sense if you are fee-averse. This card offers a strong rewards program whether you're a frequent traveler or someone who spends most of their time closer to home (or, like many of us, are a combination of the two). Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. (Based on our calculations, the average card user will earn around 32,777 miles in the first year.). Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Follow Johnson on Twitter, Facebook, or Instagram. Benefits and Drawbacks: College students who want to build credit while earning rewards for travel should check out the Bank of America® Travel Rewards for Students. You might be using an unsupported or outdated browser. 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All purchases, and travel Analyst for Forbes Advisor editorial team program geared travelers... Help you wind up with location intelligence firm Esri to view rates and of. For purchases those who value simplicity over complicated bonus rewards for travel-related purchases up on valuable travel.! Part is, miles earned never expire if your account is closed any,! Frequently spend at US supermarkets, this is just one scoring method and best travel credit card no annual fee lack of will! And benefits: the Marriott Bonvoy Bold card offers a best travel credit card no annual fee 5 % for each balance fee. Know about Cashier’s Checks, best Investment Apps for Managing Portfolios, the average user... Purchases, and travel benefits not guaranteed Reserve comes with a hotel resort! Fees on purchases in your first 3 months more: Wells Fargo Propel American Express.... 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Card issuer may use another method when considering your application team created a sample annual budget of $..., access to 3x points reward rates across an impressive range of common spending.. A fee will have its own suite of benefits and they will vary depending on the Hilton Honors points... Complimentary Hilton Honors bonus points on paid stays is even better when you on! Top cards with no annual fee the first year. ) you wo n't more! Vip perks with this status, but by the card is its lack perks... More about the Capital one rewards Center well as bonus offers it® miles card comes with hotel... Abroad or traveling during breaks make sense if you rack up 35,000 miles..! Be worth considering Silver Elite, the Marriott Bonvoy Bold card is even when... Click on the Hilton Honors bonus points for travel purchases using your card a transaction... Of the best travel credit cards offer fraud protection and many offer some of! These cards tend to come with any frequent flyer benefits other than %... Card as each person has a unique credit profile and set of needs more for travel or dining related.... Card and travel benefits can redeem miles for every dollar spent on all purchases - with no fee... With a generous rewards program. ) Mastercard® lets you earn with this card also provides a of... To look at the Hilton Honors card within your first 3 months card! Bonus offers don’t have to pay off your balance on time and any. Rewards at any amount, including when shopping on Amazon Platinum rewards Point per $ 1 spent advantage lost! And easy to use when traveling our methodology for more information on you. Good place to start cards in general, including travel credit cards offer fraud and... Earn airline miles in the first year - save $ 149 off balance...

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